Choosing a registry used to mean choosing a store. Now it mostly means choosing how cash gifts are handled, because the fee on a cash fund decides how much of each gift reaches you. We read the registries' own pages on October 20, 2026. Every figure below is the registry's own, as published that day.
For what to register for when your first home is a small apartment, and the local shops in Provo and Orem, read our wedding registries and gift shops guide. This page compares the platforms.
Cash funds: who pays the fee
| Platform | Fee | Who pays |
|---|---|---|
| Zola | 0% to couples; 2.5% card processing fee | Guests by default, shown as a "Handling Fee"; couples can choose to absorb it, deducted when they transfer funds |
| The Knot Cash Fund | 2.5% processing fee on card contributions | Guests, at checkout |
| Honeyfund | No guest fee (an optional tip, which couples can turn off) | Couples, at withdrawal: 2.2% to PayPal or Venmo; 3.5% plus $0.59 to a bank account; 0% to Honeyfund's prepaid Mastercard or to gift cards |
On a $100 gift: through Zola with the default setting, the guest pays $102.50 and you receive $100; through The Knot, the guest pays $102.50 and you receive $100; through Honeyfund, the guest pays $100 and you receive $97.80 by PayPal, $95.91 by bank transfer, or $100 on Honeyfund's prepaid card.
Zola advertises that "competing registries often charge 2 to 3% per cash gift." Its own 0% is to the couple; the 2.5% still exists, paid by the guest unless you choose otherwise.
Store registries: completion discounts and returns
| Registry | Completion discount | Returns and exchanges | Nearest store |
|---|---|---|---|
| Target | 15% on remaining items after the wedding | Up to a year | Orem and Provo |
| Crate & Barrel | 15%, for up to six months after the event | General return policy | Murray |
| Zola | Not stated on its main registry page | Exchange eligible gifts or convert to store credit | Online only |
Crate & Barrel also offers guests free shipping on eligible registry orders of $49 or more, and mentions "bonus gifts" without listing them. Our local registry guide has the Target store addresses and the Crate & Barrel store in Murray.
Amazon's registry pages could not be read with the tools we use. Its registry advertises a completion discount; check the current terms on Amazon before you choose.
How to choose
- Decide the split. Many couples register for a short list of things they need and add a cash or honeymoon fund. Our newlywed money guide covers what a first apartment actually needs.
- Read the fee setting. On Zola, decide whether guests or you pay the 2.5%. On Honeyfund, choose the withdrawal method before the money arrives.
- Check the return window against your date. If there is any chance the date moves, a one-year return window (Target) or store credit (Zola) is a safety net. Our postponing or canceling guide covers what to do with gifts.
- Think about your guests. An open-house reception brings many guests who may prefer to carry a gift. A store with Utah Valley locations, like Target in Orem and Provo, lets them shop in person. Our open-house reception guide covers the gift table.
- Put everything on one website. Link each registry from your wedding website so guests do not have to hunt.
For the honeymoon a fund might pay for, see honeymoon ideas for Utah Valley couples. For the whole budget, see the Utah County Wedding Cost Study.
Frequently Asked Questions
Which wedding registry has no fees for cash funds?
How much is the Target registry completion discount?
What does Crate & Barrel offer registrants?
Can guests in Provo pick up a Target registry gift in person?
Should we register for cash in Utah Valley?
What happens to gifts if the wedding is postponed?
Does Amazon have a completion discount?
Is it OK to have more than one registry?
Sources
The facts in this guide were checked against these sources. Hours, fees and rules change, so confirm anything time-sensitive with the source before you go. How we make Provo.com.
- Wedding registry, Zola. Checked October 20, 2026.
- Cash fund fees, Zola. Checked October 20, 2026.
- Why is there a credit card fee, The Knot. Checked October 20, 2026.
- Honeyfund: Fees, Honeyfund. Checked October 20, 2026.
- Wedding registry, Target. Checked October 20, 2026.
- Crate & Barrel: Gift registry, Crate & Barrel. Checked October 20, 2026.
